Feel confident about your plans for retirement

We offer expert help for Australians who care about their financial future. Using world-class retirement software we meet with you live-online to understand your financial position and help you navigate your life-long cashflows and Safe Spending, taking into account risk.

Discover how

A joyful process.

We remove the guesswork for people who want to know how much money they need when they stop working and live the lifestyle they choose.

How it works:

1. We build a complete model of your retirement: empowering you to set an actionable plan for your lifestyle goals
Visualise the big picture and take the right steps to achieve the future you want.

2. We explore the ‘what-if’ scenarios that matter to you
We consider risk and uncertainty when it comes to life’s big choices, such as retiring early, saving more, working part-time, leaving an inheritance, or selling a property.

3. We calculate your personalised safe-spending level for life
Spend safely and live confidently, even if living costs go up, markets fall, or you live longer than average.

Get started

As seen in:

Jubilation (English.) noun. A feeling of great happiness, especially because of success.

Jubilación (Spanish.) noun. Retirement.

We believe that both definitions are the same.

Numbers that matter.

Understanding the big picture means you can take action.

You can decide when you’ll be free of work and what you’ll do with your time. You’ll know that you can afford it because we provide results that apply to your lifestyle choices. You can see the big picture and understand what you need to do to enjoy the next phase of your life.

But don’t just take our word for it, you can try it for yourself – FREE! Jubilacion are pleased to offer a free experience of our Financial Freedom service. Through the trial, we’re able to identify the factors that matter most in your retirement scenario and provide key insights.

Start Free Trial
When I first retired, I was worried sick as to whether my wife and I had saved enough to last in retirement.

Our accountant recommended we use Apricot’s Retirement Readiness service and this couldn’t have happened at a better time with all this COVID worry going on. I found Apricot’s service very reassuring. Their staff explained the process and key concepts well and presented us with results that were easy to understand and digest.

It’s a great tool to give confidence that you’re in a good position.

I plan to get another report at least every two years. I love that we had the ability to adjust the calculation to test different circumstances.
PAUL, QUEENSLAND, RECENTLY RETIRED
My client wanted to be really confident before taking the leap of faith to retire. I, therefore, suggested she speak to Apricot. Apricot’s team are very accommodating and they take care to explain key concepts.

The service is a great opportunity to take stock of a person’s financial situation and to understand your financial future. My clients were delighted and said they felt very comfortable speaking to Liam and Jim.

The scenario testing adds considerable value to the process and gets clients thinking about their big decisions and trade-offs. My most recent referral left the clients feeling much more confident and it resulted in additional tax planning work for me.

I’ll recommend the service to all my clients who are on the cusp of retirement, but also those who are within 10 years from letting go of their salary and want to know where they stand.
KARIN, NSW, ACCOUNTANT
We worked hard in our younger years so that we could travel and enjoy a good standard of living in our retirement. COVID’s effect on the markets (and our super balances) left us worried that we wouldn’t be able to achieve our retirement goals.

Liam took the time to chat with us, really understand our specific situation and identify our concerns. The results in the report were explained to us in terms we could understand and provided us with a really clear picture of what was achievable. It was valuable to be able to explore scenarios specific to us and see what effect they would have on our finances. We would highly recommend this service for retirees like us who are looking for clarity around their retirement spending.
SONNY AND VERONICA, TASMANIA, RETIRED
Contemplating an active retirement in the next year or two, we wanted to know if our various bits of super, pension funds and savings would be enough to live comfortably for the rest of our lives, however long they may be, with the occasional adventure and travel to visit family and friends. We were not interested in detailed financial plans or paying expensive annual financial planning fees.

The Jubilacion team listened to us, asked the right questions and then patiently guided us through some alternative future scenarios we provided, step by step. It was reassuring and fascinating. We’re looking forward to an active retirement sooner, and for longer, then we expected.
VALERIE, TASMANIA, APPROACHING RETIREMENT

Request more information.

  • Feel empowered to achieve your retirement lifestyle goals
  • Explore the ‘what-if’ scenarios that matter to you
  • Calculate your personalised numbers e.g. how much you need in order to retire and your safe-spending level for life

Contact us for a FREE information pack or demonstration of our service.





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